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Nicole Creamer Insurance Services is your trusted partner for healthcare consulting. With over 27 years of experience, we offer individual health, Medicare plans, life insurance, and travel coverage solutions to meet your unique needs. We are committed to doing the right thing, the right way, and for the right reasons. Trust us to help you navigate the complex world of healthcare with confidence and ease.
Who Needs Life Insurance?
Life insurance is essential for anyone who has dependents relying them for financial support. It provides a safety net, ensuring that your loved ones can maintain their standard of living in the event of an unexpected loss. With the right coverage, you can secure their future and ease the financial burden during a difficult time. Securing your family's financial well-being is a responsible and loving choice.
Just for Kids
Life Insurance offered through Gleaner Life Insurance Society
Features
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Issued for children ages one month through 17.
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Face amount worth $10,000.
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One time premium payment of $125. per application, up to three certificates per child. Sets of twins and triplets are covered with just one application payment of $125.
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May be converted to a Gleaner permanent life certificate.
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Option one allows the owner to convert to permanent life 30 days prior to the seventh certificate year anniversary.​
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Option two allows the owner to convert their certificate 30 days prior to the insured's 18th, 21st, or 25th birthday.
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If not converted, all coverage terminates on the certificate year anniversary that follows the insured's 25th birthday.
